Since 1995, Accident Fund has paid more than $37 million in dividends to group program participants. Cadillac Area Chamber of Commerce and Accident Fund Insurance Company of America have partnered together to offer a workers’ compensation group program exclusively for Chamber members. This program is designed for small to mid-sized businesses, and all active chamber members are eligible for this program, subject to underwriting guidelines.

Group Program Benefits Include:

– A 5% up-front discount on workers’ compensation insurance rates
– An opportunity for long-term dividends, based on the profitability of the group
– Access to Accident Fund’s WorkSafe Toolbox
– No minimum premium to qualify
– Dividends are based on experience of the group’s combined loss performance and written premium

Workers’ compensation insurance is just one of many expenses that employers have to consider. You can make it a smaller part of your budget by joining a group program. Accident Fund’s historical dividend percentages range from 5 to 10% based on each member’s workers compensation premium costs and can range from $30 to over $20,000 depending on your premium. Since 2004 Accident Fund Insurance Company America has paid participating Northern Michigan regional chamber member dividends in excess of $2.5 million dollars.

If you are already an Accident Fund policyholder, contact your agent to see if you qualify for the group benefit and start saving today.

For additional information contact Laura Hall at: or 517-708-5821

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Local Agents:

Blick Dillon Insurance

123 North Mitchell Street

P.O. Box 389

Cadillac, MI 49601


Peterson McGregor & Associates
932 North Mitchell Street
P.O. Box 430
Cadillac, MI 49601


Fekete Knaggs & Burr Insurance
1025 South Mitchell Street
Cadillac, MI 49601

Schepers Agency
113 Roland Street
McBain, MI 49657

Please see our member directory for Insurance agent members.

Local Agents:

44 North

Fekete, Knaggs & Burr Agency